The conversation around blockchain is shifting. For much of the past decade, the focus was on trading, speculation, and new asset classes. A growing number of institutions are asking whether blockchains such as the XRP Ledger can modernise the operational plumbing of financial markets. This fireside chat will look at what is behind that shift, and how real value is being driven by tokenization extending beyond issuance into genuine workflow transformation. It will also consider which use cases are closest to production, and what the next evolution of financial market infrastructure will look like.