Caroline D. Pham is CEO of MoonPay Institutional. She is also Chief Legal Officer and Chief Administrative Officer at MoonPay, overseeing legal, risk, regulatory affairs, policy and governance.

An internationally recognized leader, Caroline brings 25 years of experience in law, finance and technology, including over a decade in crypto and blockchain. She is known for driving transformation in complex high-stakes environments and evolving regulatory landscapes.

Prior to MoonPay, Caroline served as acting Chairman of the U.S. Commodity Futures Trading Commission (CFTC). She sponsored the CFTC’s Global Markets Advisory Committee and was a member of the Financial Stability Oversight Council and President’s Working Groups on Financial Markets and Digital Asset Markets.

As acting Chairman, she advanced derivatives market structure including perpetual contracts, 24/7 trading and prediction markets, and launched the CFTC’s Crypto Sprint, achieving the first-ever spot crypto trading on U.S. federally regulated exchanges, a digital asset pilot program, tokenized collateral and stablecoins guidance and the CFTC Crypto CEO Forum and CEO Innovation Council.

Previously, Caroline was a Managing Director at Citigroup, holding senior global roles in the Citi Chief Administrative Office, Institutional Clients Group, Legal, and Compliance.

Caroline has been regularly recognized for her leadership, including CoinDesk’s Most Influential 2023 and 2025, the 100 Impact Leaders Legacy Award 2025, Women in FinTech Power List 2025, Outstanding 50 Asian Americans in Business 2026, and the George Washington University Law School Bella Lockwood Award 2024. She has guest lectured at Stanford University and Columbia Business School, and has a B.A. from UCLA and J.D. from George Washington University Law School. Caroline is a member of the Bretton Woods Committee and Life Fellow of the American Bar Foundation.